cPay - Cicëroni

Cashless & Cardless Payment Method for Everything
Startup name
cPay - Cicëroni
Web address
Founding date
December 2016
Total team member
Startup stage
Consumer, Software
Financial & payment services, Mobile
Product usage or interact
Desktop, Mobile/Tablet (iOS), Mobile/Tablet (Android)
Pristina, Kosovo

Elevator pitch

Making people's life easier, it's the most beautiful thing in the world, and that's what cPay will do in Kosova and some other countries in Balkan. Giving people the opportunity to pay without having cash, transfer money from their phones or paying bills from their homes will make their life easy. Cicëroni team is working hard to revolutionise the payment system in those countries through cPay.


Clirim Vokshi

I'm a 21 year old Graphic Designer attending to make something good for my people. I finished my bachelor degree in AAB College and now I am offered to be professor assistant in the same college. My goal is to make the community live easy with my projects, and in the same time admire those projects.

Albert Salihu

I'm a very ambitious person for things that i love, and a very handy person, because i'm a fast learner. My passion since a kid was to create something big that could help people in the future, for making their life easier. I’m a person with wide vision that love to make new oppurtunities in life.

Meriton Sahiti

I'm 23, from Kosovo, almost graduated as a Survey Engineering at University of Prishtina "Hasan Prishtina". I have a big passion for Graphic Design and also very innovated in the field of information technology, and also very will to convice my mind that I have passed the Elysium!

Mohammad Hasan

I am a 22 year old go-getter whose journey into entrepreneurship was utopian, from emerging a winner in ethical hacking to receiving 60,000 USD funding for his company and ultimately setting up his own business family.

Business model

Target customer

The Smart Phone Users, market of more than 80% population in Kosovo

Customer acquisition strategy

5 € for new user, digital media, cashless & cardless payment method

Revenue model

Profit Per Transaction

Market info

Market size

$ 20,000,000



We don't have any direct competitors in Kosovo and Albania as of now. However, our global competitors are PayPal, Paytm, Google Wallet and other Payment services App which lets users transfer money.

Also, what differentiates us from our competitors is the bundle of services that we offer other than the Wallet service only. The rate per transaction that we charge is also way less than our competitors, hence enabling our users to transfer money freely and remotely.


  • 100 + Merchants Acquired

Startup traction

A Revolution in Payment System in Kosovo:
- Now it's time to go Cashless and Cardless.
- Money Transfer to Friends and Family done with one Tap on the Phone.
- Mobile, DataCard, Electricity and other Bills paid with just one Tap on the Phone.
- Restaurants, Hotels, Cafes, Outlets can receive payments using this with complete Invoicing System inbuilt cPay.

Publication date: 08 October 2017